FAQs

How do I get started?

Please contact me by calling (410) 929-3231 or emailing julie.stukey46@gmail.com to set up a 10-15 minute phone consultation. We will discuss your goals for therapy and if we agree to move forward, I will send you the intake forms necessary to begin sessions.

Some, but not all, of my current availability is on the following page – please contact me to discuss other scheduling options:

Check Availability

Do you take insurance?

Yes. I am in-network with Blue Cross Blue Shield (*NOT Florida Blue due to insurance restrictions), Cigna/Evernorth, Aetna, Carelon, Quest Behavioral Health, United, Oscar, and Oxford. There is also the option for self-pay (see below). While I make every effort to ensure the accuracy of your benefits prior to beginning our work together, I recommend that you also contact your insurance company prior to starting sessions to verify your mental health benefits.

What are your self-pay rates?

Initial Diagnostic Evaluation: $180
60-minute psychotherapy session: $150
45-minute psychotherapy session: $125
30-minute psychotherapy session: $100
Family therapy session: $180
Couples therapy session: $180

How do I pay for sessions?

Payment can be made by credit/debit card or FSA/HSA cards.

You don’t take my insurance. Can you provide superbills to submit for out-of-network reimbursement?

Yes, if I am not in-network with your insurance, I can provide superbills/receipts after our sessions to submit for reimbursement. Reimbursement rates vary by insurance plan, and I recommend contacting your insurance company prior to beginning sessions to verify out-of-network benefits. Generally, patient responsibility ranges between 20-40% but a deductible may also apply.

What should I ask my insurance company about benefits and/or reimbursement?

Does my policy include mental health benefits?
Does my policy cover social workers (LCSW-C)?
How much will my policy pay for the following coded sessions:
- 90791 (Diagnostic Evaluation)
- 90834 (45-min psychotherapy session)
- 90837 (60-min psychotherapy session)
How much psychotherapy is covered per year?
Is my mental health deductible part of, or separate from, my medical deductible?
What is my yearly mental health and/or medical deductible?
How much of my deductible have I met this year?
Can I pay my therapist out-of-pocket and submit my session receipts for reimbursement?
Do I need a DSM diagnosis on the receipt that I receive from my therapist? If yes, what are the covered and not covered diagnoses? Do you reimburse for V codes?

No Surpises Act and Good Faith Estimates

The No Suprises Act requires providers to provide uninsured and self-pay individuals with a Good Faith Estimate. A Good Faith Estimate shows the costs for services that are reasonably expected for your needs for treatment. The estimate is based on information known at the time the estimate was created.

The Good Faith Estimate does not include unexpected costs of treatment. You could be charged more if complications arise. If your bill is more than $400 above the Good Faith Estimate, Federal law allows you to dispute the bill.

The Good Faith Estimate is not a contract and does not require the uninsured (or self-pay) individual to obtain the services from any of the providers included in the Good Faith Estimate.